Final Update for Hypo Capital

Up almost 80% in the last 22 months

A little housekeeping before we get to the returns. Unfortunately, because of other projects we are starting at Chit Chat Money, this will be the final update for Hypo Capital. The last 22 months have been a fun time, and it has been a wild market to put our hypothetical dollars to work in.

From here on out, this newsletter is going to be for anyone who wants to keep up with what we are doing on the podcast or website through email. It will be sent every Sunday morning. If that is not what you subscribed for, feel free to kick us out of your inbox.

Alright, now that we’re settled in, this is the last update of Hypothetical Capital, or HC. It is a mock portfolio of our favorite investing ideas. Since it began in November 2018, HC is is up 79.85% vs. the S&P 500’s 25.26%.

We are ending HC with some solid returns, propelled mostly by our largest holding (Square) having a blowout summer. By the end of it, the stock made up almost 20% of the holdings, and we would have likely trimmed going into next month.

Our goal for HC was to show that you could spend 1-2 hours “trading” one day each month and beat the market. Yes, it wasn’t real money, but I believe it was a great learning exercise nonetheless, and it let us put at least a little conviction around our favorite investing ideas.

No trades were made since our last update in May, and we obviously aren’t making any trades this month, so I’m just going to show a table of our final holdings and the returns of each stock.

Alright, remember that this newsletter is now going to be a short, links filled post to help you keep up with anything we are doing at Chit Chat Money.

Oh, and if you were wondering, the podcast is back this Tuesday, and we interviewed one of the top software analysts in the market. Listen to the show here when it comes out.